Polish savings bonds in August 2026: rates and terms
Series sold 1–31 August 2026, on the terms of the issue letters of Poland's Ministry of Finance dated 21 July 2026.
What changed
The previous month's series (July 2026) aren't in our data, so there is nothing to compare.
Series sold in August 2026
Bond | First period | After that | Interest | Early redemption | Issue letter |
|---|---|---|---|---|---|
| 3-month OTSOTS1126then: fixedinterest at maturityearly redemption: without interest | 2.00% | fixed | at maturity | without interest | no. 73/2026 |
| 2-year DORDOR0828then: NBP reference rate + 0.15 ppinterest monthly to your accountearly redemption: 0.70 zł per bond | 4.15% | NBP reference rate + 0.15 pp | monthly to your account | 0.70 zł per bond | no. 75/2026 |
| 4-year COICOI0830then: inflation + 1.50 ppinterest yearly to your accountearly redemption: 2.00 zł per bond | 4.75% | inflation + 1.50 pp | yearly to your account | 2.00 zł per bond | no. 77/2026 |
| 10-year EDOEDO0836then: inflation + 2.00 ppinterest at maturityearly redemption: 3.00 zł per bond | 5.35% | inflation + 2.00 pp | at maturity | 3.00 zł per bond | no. 78/2026 |
| 12-year family RODROD0838only with the right to the child benefitthen: inflation + 2.50 ppinterest at maturityearly redemption: 3.00 zł per bond | 5.60% | inflation + 2.50 pp | at maturity | 3.00 zł per bond | no. 80/2026 |
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Track in a portfolioFrequently asked questions
Which Polish savings bonds were sold in August 2026?
The series OTS1126, DOR0828, COI0830, EDO0836, ROD0838, on sale 1–31 August 2026. The first period's rate: from 2.00% to 5.60%, depending on the type.
When do the bonds bought in August 2026 mature?
On the same day of the month as the purchase, at the end of the bond's term: OTS1126 in November 2026, DOR0828 in August 2028, COI0830 in August 2030, EDO0836 in August 2036, ROD0838 in August 2038.