Polish savings bond DOR0928: rates and interest
Polish 2-year DOR savings bonds, on sale 1–30 September 2026. They mature in September 2028, on the same day of the month as the purchase.
- Rate now
- 3.90%
- month 2
- Margin over the NBP rate
- 0.15 pp
- from the issue letter
- Maturity
- 1 September 2028
- for a purchase on 1 September 2026
- Early redemption
- 0.70 zł per bond
- from the issue letter
Rates month by month
Month | Dates | Rate | Interest per bond | Source |
|---|---|---|---|---|
| 1.1 Sept 2026 – 1 Oct 2026 | 1 Sept 2026 – 1 Oct 2026 | 4.15%0.35 zł per bond | 0.35 zł | interest table |
| 2.1 Oct 2026 – 1 Nov 2026 | 1 Oct 2026 – 1 Nov 2026 | 3.90%0.33 zł per bond | 0.33 zł | interest table |
| 3.1 Nov 2026 – 1 Dec 2026 | 1 Nov 2026 – 1 Dec 2026 | not announced yet | – | |
| 4.1 Dec 2026 – 1 Jan 2027 | 1 Dec 2026 – 1 Jan 2027 | not announced yet | – | |
| 5.1 Jan 2027 – 1 Feb 2027 | 1 Jan 2027 – 1 Feb 2027 | not announced yet | – | |
| 6.1 Feb 2027 – 1 Mar 2027 | 1 Feb 2027 – 1 Mar 2027 | not announced yet | – | |
| 7.1 Mar 2027 – 1 Apr 2027 | 1 Mar 2027 – 1 Apr 2027 | not announced yet | – | |
| 8.1 Apr 2027 – 1 May 2027 | 1 Apr 2027 – 1 May 2027 | not announced yet | – | |
| 9.1 May 2027 – 1 Jun 2027 | 1 May 2027 – 1 Jun 2027 | not announced yet | – | |
| 10.1 Jun 2027 – 1 Jul 2027 | 1 Jun 2027 – 1 Jul 2027 | not announced yet | – | |
| 11.1 Jul 2027 – 1 Aug 2027 | 1 Jul 2027 – 1 Aug 2027 | not announced yet | – | |
| 12.1 Aug 2027 – 1 Sept 2027 | 1 Aug 2027 – 1 Sept 2027 | not announced yet | – | |
| 13.1 Sept 2027 – 1 Oct 2027 | 1 Sept 2027 – 1 Oct 2027 | not announced yet | – | |
| 14.1 Oct 2027 – 1 Nov 2027 | 1 Oct 2027 – 1 Nov 2027 | not announced yet | – | |
| 15.1 Nov 2027 – 1 Dec 2027 | 1 Nov 2027 – 1 Dec 2027 | not announced yet | – | |
| 16.1 Dec 2027 – 1 Jan 2028 | 1 Dec 2027 – 1 Jan 2028 | not announced yet | – | |
| 17.1 Jan 2028 – 1 Feb 2028 | 1 Jan 2028 – 1 Feb 2028 | not announced yet | – | |
| 18.1 Feb 2028 – 1 Mar 2028 | 1 Feb 2028 – 1 Mar 2028 | not announced yet | – | |
| 19.1 Mar 2028 – 1 Apr 2028 | 1 Mar 2028 – 1 Apr 2028 | not announced yet | – | |
| 20.1 Apr 2028 – 1 May 2028 | 1 Apr 2028 – 1 May 2028 | not announced yet | – | |
| 21.1 May 2028 – 1 Jun 2028 | 1 May 2028 – 1 Jun 2028 | not announced yet | – | |
| 22.1 Jun 2028 – 1 Jul 2028 | 1 Jun 2028 – 1 Jul 2028 | not announced yet | – | |
| 23.1 Jul 2028 – 1 Aug 2028 | 1 Jul 2028 – 1 Aug 2028 | not announced yet | – | |
| 24.1 Aug 2028 – 1 Sept 2028 | 1 Aug 2028 – 1 Sept 2028 | not announced yet | – |
The Ministry of Finance announces each later period's rate before it begins; the total is shown once every rate is known.
Dates for a purchase on 1 September 2026. Bought on another day, each period starts on that day of the month, or on the month's last day when it has no such day.
Interest is paid on the period's last day; when that is a Saturday or a public holiday, the next business day.
Source: Poland's Ministry of Finance, issue letter no. 84/2026 and interest tables, fetched 5 October 2026; recalculated by Broksy.
We describe the terms of issue and compute the interest by them. This is not investment advice or tax advice.