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UniCredit

UniCredit

UniCredit NV/SARegulator: Banque Nationale de Belgique (National Bank of Belgium)

Annual cost
No data
Broksy Score
4.5/10Basic10 of 15 confirmed
Tax accounts
IKE: No, IKZE: No, OKI: No data
PIT-8C
Yes

Cost for this scenario: 1,000 zł a month · foreign ETFs · regular account.

Data checked 1 October 2026Sources (7)

Who UniCredit is for

A good fit if

  • you want a PIT-8C instead of calculating the tax yourself
  • you need support in Polish

Probably not if

  • you're looking for an IKE or IKZE account

What makes up the Broksy Score

4.5/10Basic10 of 15 confirmedHow we score
Cost
3.0
Taxes
7.5
IKE and IKZE
0.0
Markets and convenience
7.0
Safety
10.0

What it costs

Score 3.0/10

Annual cost in typical scenarios, calculated the same way for every broker.

Starter

1,000 zł a month · foreign ETFs · regular account

No data

Active on the GPW

2,000 zł a month · GPW shares · regular account

96.00 zł

rank 3 of 16

Lump sum

50,000 zł one-off · foreign ETFs · regular account

No data
See what you would build up at UniCredit over the years

Fees and commissions

Fee schedule in force since 12 November 2025

Commission: GPW
0.15%, min. 4 zł
Commission: EURONEXT
0.03%, min. 1 EUR
Commission: US
0.03%, min. 1 USD
Currency conversion: EUR
Free
Custody
Free
Account maintenance
Free
Withdrawal
Free

Account types

Score 0.0/10

Regular account

Yes

IKE

No

IKZE

No

OKI

No data
Foreign shares and ETFs in IKE and IKZE
No
IKE fees no higher than on a regular account
No data

Taxes and documents

Score 7.5/10
PIT-8C from the broker
Yes
W-8BEN online
Yes
Annual tax report
No data
Trade export to a file
No data
Tax documents in Polish
No data

UniCredit issues PIT-8C, according to its documents.Which brokers issue PIT-8C, and the PIT-38 deadlines

Deposits, withdrawals and account opening

BLIK deposit
No
Instant transfer
No data
Account in złoty
Yes
Currency sub-accounts
Yes
Minimum deposit
0.00 zł
Account opening fully online
Yes
Opening with a residence card (karta pobytu)
No data
Opening without PESEL or with a non-EU passport
No data

Platform and support

Mobile and web app
Yes
App rating
No data
App in Polish
No data
App in Ukrainian, Russian or English
No data
Automatic regular plan
No data
Fractional shares and ETFs
No data
Contact channels
No data
Support hours
No data
Support in Polish
Yes
Support in Ukrainian, Russian or English
No data
Complaints procedure
No data

Safety

Score 10.0/10
Company
UniCredit NV/SA
Country
Belgium
Founded
No data
Licence
Banque Nationale de Belgique (National Bank of Belgium)
Register number
No data
Investor protection
Belgijski system rekompensat dla inwestorów
Protection limit
20,000.00 EUR
Licence type
EU passport
Polish branch or Polish jurisdiction
Yes
Investor compensation scheme
20,000.00 EUR
Cash deposit guarantee
Yes
Client assets segregated from the company's own
Yes
Listed or audited company
No data
Years on the market
No data
Regulator fines and incidents
No data
Two-factor login
No data

Instrument range

GPW and NewConnect shares
Yes
US exchanges
Yes
European exchanges
Yes
Number of UCITS ETFs
No data
ETFs on the GPW
No data

Extras

Doesn't affect the Broksy Score
Interest on cash
No data
CFDs offered
No

Alternatives

Annual cost in this scenario: 1,000 zł a month · foreign ETFs · regular account

Trading 212Trading 212
18.00 zł
Compare with Trading 212 Full Trading 212 profile
Trade RepublicTrade Republic
48.00 zł
Compare with Trade Republic Full Trade Republic profile
XTBXTB
60.00 zł
Compare with XTB Full XTB profile

Sources

Every number on this page comes from these documents.

Spotted an error? Write to us and we'll fix the data and log the change.

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