Saxo
Saxo Bank A/SRegulator: Finanstilsynet (Danish Financial Supervisory Authority)register no. 1149
- Annual cost
- 187.56 zł
- Broksy Score
- 5.2/10Good15 of 15 confirmed
- Tax accounts
- IKE: No, IKZE: No, OKI: No data
- PIT-8C
- No
Cost for this scenario: 1,000 zł a month · foreign ETFs · regular account.
Data checked 29 September 2026Sources (11)
Who Saxo is for
A good fit if
- you need support in Polish
Probably not if
- you'd rather use a broker without CFDs
- you're looking for an IKE or IKZE account
- you don't want to calculate the tax yourself
What makes up the Broksy Score
5.2/10Good15 of 15 confirmedHow we score- Cost
- 6.8
- Taxes
- 4.0
- IKE and IKZE
- 0.0
- Markets and convenience
- 9.0
- Safety
- 10.0
What it costs
Score 6.8/10Annual cost in typical scenarios, calculated the same way for every broker.
Starter
1,000 zł a month · foreign ETFs · regular account
rank 7 of 8
Active on the GPW
2,000 zł a month · GPW shares · regular account
rank 10 of 13
Lump sum
50,000 zł one-off · foreign ETFs · regular account
rank 5 of 8
Fees and commissions
Fee schedule in force since 28 September 2026
- Commission: GPW
- 0.12%, min. 10 zł
- Commission: XETRA
- 0.08%, min. 3 EUR
- Commission: LSE
- 0.08%, min. 3 GBP
- Currency conversion: EUR, USD, GBP, CHF
- 0.25%
- Custody
- Free
- Account maintenance
- Free
- Inactivity fee
- Free
Account types
Score 0.0/10Regular account
YesIKE
NoIKZE
NoOKI
No data- Foreign shares and ETFs in IKE and IKZE
- No
- IKE fees no higher than on a regular account
- No data
Taxes and documents
Score 4.0/10- PIT-8C from the broker
- No
- W-8BEN online
- Yes
- Annual tax report
- Yes
- Trade export to a file
- No data
- Tax documents in Polish
- No data
Deposits, withdrawals and account opening
- BLIK deposit
- No
- Instant transfer
- Yes
- Account in złoty
- Yes
- Currency sub-accounts
- Yes
- Minimum deposit
- 0.00 zł
- Account opening fully online
- No data
- Opening with a residence card (karta pobytu)
- No data
- Opening without PESEL or with a non-EU passport
- No data
Platform and support
- Mobile and web app
- No data
- App rating
- No data
- App in Polish
- No data
- App in Ukrainian, Russian or English
- No data
- Automatic regular plan
- Yes
- Fractional shares and ETFs
- No
- Contact channels
- No data
- Support hours
- No data
- Support in Polish
- Yes
- Support in Ukrainian, Russian or English
- No data
- Complaints procedure
- No data
Safety
Score 10.0/10
- Company
- Saxo Bank A/S
- Country
- Denmark
- Founded
- No data
- Licence
- Finanstilsynet (Danish Financial Supervisory Authority)
- Register number
- 1149
- Investor protection
- Duński System Gwarancji dla Deponentów i Inwestorów (DGS)
- Protection limit
- 20,000.00 EUR
- Licence type
- Bank
- Polish branch or Polish jurisdiction
- No data
- Investor compensation scheme
- 20,000.00 EUR
- Cash deposit guarantee
- Yes
- Client assets segregated from the company's own
- No data
- Listed or audited company
- No data
- Years on the market
- No data
- Regulator fines and incidents
- No data
- Two-factor login
- No data
Instrument range
- GPW and NewConnect shares
- Yes
- US exchanges
- No data
- European exchanges
- Yes
- Number of UCITS ETFs
- No data
- ETFs on the GPW
- No data
Extras
Doesn't affect the Broksy Score- Interest on cash
- No data
- CFDs offered
- Yes
Alternatives
Annual cost in this scenario: 1,000 zł a month · foreign ETFs · regular account
Sources
Every number on this page comes from these documents.
- www.home.saxo/pl-pl/accountsVerified 29 September 2026
- www.knf.gov.pl/knf/pl/komponenty/img/IKE_062026wwwkor16092026_99571.xlsxVerified 29 September 2026
- www.knf.gov.pl/knf/pl/komponenty/img/IKZE_062026www_kor09092026_99572.xlsxVerified 29 September 2026
- www.home.saxo/pl-pl/products/autoinvestVerified 29 September 2026
- www.home.saxo/pl-pl/rates-and-conditions/stocks/commissionsVerified 29 September 2026
- www.help.saxo/hc/en-us/articles/38288263560861-W-8-forms-explainedVerified 29 September 2026
- www.help.saxo/hc/pl/articles/360001268406-Jak-zasilić-moje-kontoVerified 29 September 2026
- www.home.saxo/pl-pl/rates-and-conditions/pricing-overviewVerified 28 September 2026
- www.home.saxo/pl-pl/legal/saxo-bank-licenses/saxo-bank-license-detailsVerified 28 September 2026
- www.home.saxo/pl-pl/legal/protection-of-client-funds/protection-of-retail-client-fundsVerified 28 September 2026
- www.home.saxo/pl-pl/rates-and-conditions/commissions-charges-and-margin-scheduleVerified 28 September 2026
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Rank 9 of 19 in the Broksy Score ranking
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