Broksy
Account
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Saxo

Saxo

Saxo Bank A/SRegulator: Finanstilsynet (Danish Financial Supervisory Authority)register no. 1149Operating since 1992

Annual cost
188.64 zł
Broksy Score
5.2/10Good70 of 103 facts confirmed
Tax accounts
IKE: No, IKZE: No, OKI: No data
PIT-8C
No

Cost for this scenario: 1,000 zł a month · foreign ETFs · regular account.

Data checked 11 November 2026Sources (29)

Who Saxo is for

A good fit if

  • you need support in Polish

Probably not if

  • you'd rather use a broker without CFDs
  • you're looking for an IKE or IKZE account
  • you don't want to calculate the tax yourself

What makes up the Broksy Score

5.2/10GoodA source confirms 15 of the 15 answers the score is built fromHow we score
Cost
6.8
Taxes
4.0
IKE and IKZE
0.0
Markets and convenience
9.0
Safety
10.0

What it costs

Score 6.8/10

Annual cost in typical scenarios, calculated the same way for every broker.

Starter

1,000 zł a month · foreign ETFs · regular account

188.64 zł

rank 10 of 15

Active on the GPW

2,000 zł a month · GPW shares · regular account

240.00 zł

rank 14 of 18

Lump sum

50,000 zł one-off · foreign ETFs · regular account

165.00 zł

rank 5 of 15

See what you would build up at Saxo over the years

Fees and commissions

Fee schedule in force since 28 September 2026

Commission: GPW
0.12%, min. 10 zł
Commission: XETRA
0.08%, min. 3 EUR
Commission: LSE
0.08%, min. 3 GBP
Currency conversion: EUR, USD, GBP, CHF
0.25%
Custody
Free
Account maintenance
Free
Inactivity fee
Free

Account types

Score 0.0/10

Regular account

Yes

IKE

No

IKZE

No

OKI

No data
Foreign shares and ETFs in IKE and IKZE
No
Accepts IKE transfers in
No
Regular plan in IKE
No
Not checked yet: 1 item
IKE fees no higher than on a regular account
No data

Taxes and documents

Score 4.0/10
PIT-8C from the broker
No
W-8BEN online
Yes
Tax treaty rate applied automatically
Yes
Annual tax report
Yes
Trade export to a file
Yes
Tax documents in Polish
Yes

Saxo does not issue PIT-8C: you work out income and costs for PIT-38 yourself.Which brokers issue PIT-8C, and the PIT-38 deadlines

Deposits, withdrawals and account opening

BLIK deposit
No
Instant transfer
Yes
Free card deposit
No
Account in złoty
Yes
Currency sub-accounts
Yes
Withdrawal time
three to five days
Minimum deposit
0.00 zł
Account opening fully online
Yes
Opening with a residence card (karta pobytu)
No
Opening without PESEL or with a non-EU passport
Yes
Child or joint account
Yes

Platform and support

Mobile and web app
Yes
App in Polish
Yes
Automatic regular plan
Yes
Fractional shares and ETFs
No
Order types
Yes
Contact channels
telefon +48 222 630 733; zgłoszenie w platformie
Support hours
telefon 24/5; zespół polskojęzyczny w godzinach 9-17, w pozostałych godzinach specjaliści anglojęzyczni
Support in Polish
Yes
Support in Ukrainian, Russian or English
Yes
Complaints procedure
Yes
Not checked yet: 2 items
App rating
No data
App in Ukrainian, Russian or English
No data

Safety

Score 10.0/10
Company
Saxo Bank A/S
Country
Denmark
Founded
1992
Licence
Finanstilsynet (Danish Financial Supervisory Authority)
Register number
1149
Investor protection
Duński System Gwarancji dla Deponentów i Inwestorów (DGS)
Protection limit
20,000.00 EUR
Licence type
EU passport
Polish branch or Polish jurisdiction
No
Investor compensation scheme
20,000.00 EUR
Cash deposit guarantee
Yes
Years on the market
34Operating since 1992
Lending of client securities
Only with the client's consent
Two-factor login
Yes
Not checked yet: 3 items
Client assets segregated from the company's own
No data
Listed or audited company
No data
Regulator fines and incidents
No data

Instrument range

GPW and NewConnect shares
Yes
US exchanges
Yes
European exchanges
Yes
Bonds
Yes
Not checked yet: 2 items
Number of UCITS ETFs
No data
ETFs on the GPW
No data

Extras

Doesn't affect the Broksy Score
Current promotions
250 EUR na prowizje przy otwarciu rachunku ze strony promocji
CFDs offered
Yes
Crypto
No
Margin trading
Yes
Demo account
Yes
Learning materials
przewodniki inwestycyjne (akcje, ETF-y, fundusze inwestycyjne, opcje, CFD, forex)
Not checked yet: 1 item
Interest on cash
No data

Alternatives

Annual cost in this scenario: 1,000 zł a month · foreign ETFs · regular account

Trading 212Trading 212
18.00 zł
Compare with Trading 212 Full Trading 212 profile
Trade RepublicTrade Republic
48.00 zł
Compare with Trade Republic Full Trade Republic profile
XTBXTB
60.00 zł
Compare with XTB Full XTB profile

Sources

Every number on this page comes from these documents.

Spotted an error? Write to us and we'll fix the data and log the change.

Saxo

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Rank 11 of 25 in the Broksy Score ranking

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