

BM PKO BP
Powszechna Kasa Oszczędności Bank Polski Spółka AkcyjnaRegulator: Komisja Nadzoru Finansowego
- Annual cost
- No data
- Broksy Score
- 5.5/10Good11 of 15 confirmed
- Tax accounts
- IKE: Yes, IKZE: Yes, OKI: No data
- PIT-8C
- Yes
Cost for this scenario: 1,000 zł a month · foreign ETFs · regular account.
Data checked 29 September 2026Sources (11)
Who BM PKO BP is for
A good fit if
- you want IKE and IKZE with one broker
- you plan an OKI with the same broker
- you want a PIT-8C instead of calculating the tax yourself
- you need support in Polish
Probably not if
We'll fill this in once the data is verified.
What makes up the Broksy Score
5.5/10Good11 of 15 confirmedHow we score- Cost
- 2.3
- Taxes
- 8.5
- IKE and IKZE
- 7.0
- Markets and convenience
- 8.0
- Safety
- 0.0
What it costs
Score 2.3/10Annual cost in typical scenarios, calculated the same way for every broker.
Starter
1,000 zł a month · foreign ETFs · regular account
Active on the GPW
2,000 zł a month · GPW shares · regular account
rank 8 of 13
Lump sum
50,000 zł one-off · foreign ETFs · regular account
Fees and commissions
Fee schedule in force since 1 October 2020
- Commission: GPW
- 0.39%, min. 5 zł
- Commission: XETRA, US
- 0.28%, min. 38 zł
- Commission: LSE
- 0.28%, min. 99 zł
- Commission: SIX
- 0.28%, min. 199 zł
- Custody: GPW
- Free · with a portfolio up to 1,000,000 zł1.5 × the KDPW fee · a month · otherwise
- Account maintenance
- 60 zł · a year
- Withdrawal
- Free
Account types
Score 7.0/10Regular account
YesIKE
YesIKZE
YesOKI
No dataAnnounced- Foreign shares and ETFs in IKE and IKZE
- No
- IKE fees no higher than on a regular account
- No data
Taxes and documents
Score 8.5/10- PIT-8C from the broker
- Yes
- W-8BEN online
- No
- Annual tax report
- No data
- Trade export to a file
- Yes
- Tax documents in Polish
- Yes
Deposits, withdrawals and account opening
- BLIK deposit
- No
- Instant transfer
- Yes
- Account in złoty
- Yes
- Currency sub-accounts
- Yes
- Minimum deposit
- No data
- Account opening fully online
- Yes
- Opening with a residence card (karta pobytu)
- No data
- Opening without PESEL or with a non-EU passport
- No data
Platform and support
- Mobile and web app
- Yes
- App rating
- No data
- App in Polish
- No data
- App in Ukrainian, Russian or English
- No data
- Automatic regular plan
- No data
- Fractional shares and ETFs
- No data
- Contact channels
- No data
- Support hours
- No data
- Support in Polish
- Yes
- Support in Ukrainian, Russian or English
- No
- Complaints procedure
- No data
Safety
Score 0.0/10- Company
- Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna
- Country
- Poland
- Founded
- No data
- Licence
- Komisja Nadzoru Finansowego
- Register number
- No data
- Investor protection
- System rekompensat KDPW
- Protection limit
- 22,000.00 EUR
- Licence type
- Bank
- Polish branch or Polish jurisdiction
- Yes
- Investor compensation scheme
- 22,000.00 EUR
- Cash deposit guarantee
- No data
- Client assets segregated from the company's own
- Yes
- Listed or audited company
- No data
- Years on the market
- No data
- Regulator fines and incidents
- No data
- Two-factor login
- No data
Instrument range
- GPW and NewConnect shares
- Yes
- US exchanges
- Yes
- European exchanges
- Yes
- Number of UCITS ETFs
- No data
- ETFs on the GPW
- No data
Extras
Doesn't affect the Broksy ScoreNo verified data in this part yet.
Alternatives
Annual cost in this scenario: 1,000 zł a month · foreign ETFs · regular account
Sources
Every number on this page comes from these documents.
- www.bm.pkobp.pl/api/public/bae72a7e-11b0-4d6b-9b14-be06714614e4.pdfVerified 29 September 2026
- www.bm.pkobp.pl/aplikacje-internetowe/pko-supermakler/pomoc-i-wsparcieVerified 29 September 2026
- www.bm.pkobp.pl/pomoc/pytania-i-odpowiedzi/wplaty-i-wyplatyVerified 29 September 2026
- www.bm.pkobp.pl/oferta/inwestuj-w-ipko-oraz-aplikacji-ikoVerified 29 September 2026
- www.bm.pkobp.pl/api/default/2704d0b1-4a3f-4094-9dfc-b66fe48ff60f.pdfVerified 28 September 2026
- www.bm.pkobp.pl/oferta/konta-emerytalneVerified 28 September 2026
- www.bm.pkobp.pl/oferta/rachunek-inwestycyjnyVerified 28 September 2026
- www.bm.pkobp.pl/oferta/rynki-zagraniczneVerified 28 September 2026
- www.pkobp.pl/media/aktualnosci/produktowe/co-drugi-polak-ktory-planuje-zaczac-przygode-z-inwestowaniem-chce-to-zrobic-z-okiVerified 28 September 2026
- www.bm.pkobp.pl/api/default/a88722b4-bb42-4de9-a74e-2183e17e2cb0.pdfVerified 28 September 2026
- www.bm.pkobp.pl/api/default/9eaf7796-f0e5-458a-b5e6-6a20d94ab130.pdfVerified 28 September 2026
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