BM PKO BP

Name: Broksy Score
Rating: 6.4
Author: Broksy

Powszechna Kasa Oszczędności Bank Polski Spółka AkcyjnaRegulator: Komisja Nadzoru Finansowego

Annual cost: 553.02 zł
Broksy Score: 6.4/10Good64 of 114 facts confirmed
Tax accounts: IKE: Yes, IKZE: Yes, OKI: No data
PIT-8C: Yes

Cost for this scenario: 1,000 zł a month · foreign ETFs · regular account.

Data checked 9 November 2026Sources (14)

Who BM PKO BP is for

A good fit if

you want IKE and IKZE with one broker
you want a PIT-8C instead of calculating the tax yourself
you need support in Polish

What makes up the Broksy Score

6.4/10GoodA source confirms 12 of the 15 answers the score is built fromHow we score

Cost: 4.7
Taxes: 8.5
IKE and IKZE: 7.0
Markets and convenience: 8.0
Safety: No data

What it costs

Score 4.7/10

Annual cost in typical scenarios, calculated the same way for every broker.

Starter

1,000 zł a month · foreign ETFs · regular account

553.02 zł

rank 14 of 15

Active on the GPW

2,000 zł a month · GPW shares · regular account

180.00 zł

rank 11 of 18

Lump sum

50,000 zł one-off · foreign ETFs · regular account

388.46 zł

rank 12 of 15

See what you would build up at BM PKO BP over the years

Fees and commissions

Fee schedule in force since 1 October 2020

Commission: GPW: 0.39%, min. 5 zł
Commission: XETRA, US: 0.28%, min. 38 zł
Commission: LSE: 0.28%, min. 99 zł
Commission: SIX: 0.28%, min. 199 zł
Custody: GPW: Free · with a portfolio up to 1,000,000 zł1.5 × the KDPW fee · a month · otherwise
Account maintenance: 60 zł · a year
Withdrawal: Free
Currency conversion: EUR: 0.01 zł per unit of currency converted
Currency conversion: USD: 0.0088 zł per unit of currency converted
Currency conversion: GBP: 0.0127 zł per unit of currency converted
Currency conversion: CHF: 0.00915 zł per unit of currency converted
Custody: XETRA, US, LSE, SIX: 0.15% a year · a month

Account types

Score 7.0/10

Regular account

Yes

IKE

Yes

IKZE

Yes

OKI

No data

Foreign shares and ETFs in IKE and IKZE: No
Accepts IKE transfers in: Yes

Not checked yet: 1 item

IKE fees no higher than on a regular account: No data

Taxes and documents

Score 8.5/10

PIT-8C from the broker: Yes
W-8BEN online: No
Annual tax report: Yes
Trade export to a file: Yes
Tax documents in Polish: Yes

PKO BP Supermakler issues PIT-8C, according to its documents.Which brokers issue PIT-8C, and the PIT-38 deadlines

Deposits, withdrawals and account opening

BLIK deposit: No
Instant transfer: Yes
Free card deposit: No
Account in złoty: Yes
Currency sub-accounts: Yes
Account opening fully online: Yes
Verification in Ukrainian, Russian or English: No
Child or joint account: Yes

Not checked yet: 3 items

Minimum deposit: No data
Opening with a residence card (karta pobytu): No data
Opening without PESEL or with a non-EU passport: No data

Platform and support

Mobile and web app: Yes
App in Polish: Yes
Contact channels: infolinia BM, Wirtualny POK (telefon), e-mail lub formularz, placówki POK/PUM
Support hours: infolinia BM pon.–pt. 8.00-17.00; Wirtualny POK pon.–pt. 9.00-17.00
Support in Polish: Yes
Support in Ukrainian, Russian or English: No
Complaints procedure: Yes

Not checked yet: 4 items

App rating: No data
App in Ukrainian, Russian or English: No data
Automatic regular plan: No data
Fractional shares and ETFs: No data

Safety

No data

Company: Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna
Country: Poland
Founded: No data
Licence: Komisja Nadzoru Finansowego
Register number: No data
Investor protection: System rekompensat KDPW
Protection limit: 22,000.00 EUR

Licence type: Bank
Polish branch or Polish jurisdiction: Yes
Investor compensation scheme: 22,000.00 EUR
Client assets segregated from the company's own: Yes
Two-factor login: Yes

Not checked yet: 4 items

Cash deposit guarantee: No data
Listed or audited company: No data
Years on the market: No data
Regulator fines and incidents: No data

Instrument range

GPW and NewConnect shares: Yes
US exchanges: Yes
European exchanges: Yes
Bonds: Yes
ETFs on the GPW: Yes
Polish IPO subscriptions: Yes

Not checked yet: 1 item

Number of UCITS ETFs: No data

Extras

Doesn't affect the Broksy Score

Interest on cash: 0%
Current promotions: Oferta specjalna dla członków SII od 1 stycznia 2026 r. do 31 grudnia 2026 r.: prowizja 0,29% nie mniej niż 5,00 zł; ORLEN W PORTFELU: bez opłaty za prowadzenie rachunku za 2026 r.
CFDs offered: No
Margin trading: Yes