BM Pekao

Name: Broksy Score
Rating: 4.9
Author: Broksy

Bank Polska Kasa Opieki Spółka AkcyjnaRegulator: Komisja Nadzoru FinansowegoOperating since 1929

Annual cost: 2,028.56 zł
Broksy Score: 4.9/10Basic61 of 105 facts confirmed
Tax accounts: IKE: No, IKZE: No, OKI: No data
PIT-8C: Yes

Cost for this scenario: 1,000 zł a month · foreign ETFs · regular account.

Data checked 9 November 2026Sources (17)

Who BM Pekao is for

A good fit if

you want a PIT-8C instead of calculating the tax yourself
you need support in Polish

Probably not if

you're looking for an IKE or IKZE account

What makes up the Broksy Score

4.9/10BasicA source confirms 12 of the 15 answers the score is built fromHow we score

Cost: 3.8
Taxes: 10.0
IKE and IKZE: 0.0
Markets and convenience: 7.0
Safety: No data

What it costs

Score 3.8/10

Annual cost in typical scenarios, calculated the same way for every broker.

Starter

1,000 zł a month · foreign ETFs · regular account

2,028.56 zł

rank 15 of 15

Active on the GPW

2,000 zł a month · GPW shares · regular account

201.60 zł

rank 12 of 18

Lump sum

50,000 zł one-off · foreign ETFs · regular account

533.50 zł

rank 15 of 15

See what you would build up at BM Pekao over the years

Fees and commissions

Fee schedule in force since 30 November 2025

Commission: GPW, NEWCONNECT: 0.375%, min. 5.90 zł · with monthly turnover up to 30,000 zł0.37%, min. 5.90 zł · with monthly turnover up to 100,000 zł0.36%, min. 5.90 zł · with monthly turnover up to 300,000 zł0.35%, min. 5.90 zł · with monthly turnover up to 1,000,000 zł0.29%, min. 5.90 zł · with monthly turnover up to 3,000,000 zł0.25%, min. 5.90 zł · otherwise
Commission: US: 0.5%, min. 35 USD · orders up to 30,000 USD0.43% + 21 USD · orders up to 50,000 USD0.41% + 31 USD · orders up to 100,000 USD0.4% + 41 USD · otherwise
Commission: XETRA, EURONEXT: 0.5%, min. 30 EUR · orders up to 25,000 EUR0.43% + 17.50 EUR · orders up to 40,000 EUR0.41% + 25.50 EUR · orders up to 81,000 EUR0.4% + 33.60 EUR · otherwise
Commission: LSE: 0.5%, min. 20 GBP · orders up to 20,000 GBP0.43% + 14 GBP · orders up to 30,000 GBP0.41% + 20 GBP · orders up to 65,000 GBP0.4% + 26.50 GBP · otherwise
Custody: GPW, NEWCONNECT: Free · with a portfolio up to 1,000,000 złFree · when turnover in the period is over 15% of the portfolio0.0006% per month · a quarter · otherwise
Custody: US: Free · when turnover in the period is over 50% of the portfolio0.049%, min. 3 USD · a quarter · otherwise
Custody: XETRA, EURONEXT: Free · when turnover in the period is over 50% of the portfolio0.049%, min. 2.50 EUR · a quarter · otherwise
Custody: LSE: Free · when turnover in the period is over 50% of the portfolio0.049%, min. 2 GBP · a quarter · otherwise
Account maintenance: 60 zł · a year
Currency conversion: EUR, USD, GBP: 0.3%, min. 30 zł

Account types

Score 0.0/10

Regular account

Yes

IKE

IKZE

OKI

No data

Foreign shares and ETFs in IKE and IKZE: No

Not checked yet: 1 item

IKE fees no higher than on a regular account: No data

Taxes and documents

Score 10.0/10

PIT-8C from the broker: Yes
W-8BEN online: Yes
Tax treaty rate applied automatically: Yes
Annual tax report: Yes
Tax documents in Polish: Yes

Not checked yet: 1 item

Trade export to a file: No data

Pekao Biuro Maklerskie issues PIT-8C, according to its documents.Which brokers issue PIT-8C, and the PIT-38 deadlines

Deposits, withdrawals and account opening

BLIK deposit: No
Instant transfer: No
Free card deposit: No
Account in złoty: Yes
Currency sub-accounts: Yes
Account opening fully online: No
Verification in Ukrainian, Russian or English: No
Child or joint account: Yes

Not checked yet: 3 items

Minimum deposit: No data
Opening with a residence card (karta pobytu): No data
Opening without PESEL or with a non-EU passport: No data

Platform and support

Mobile and web app: Yes
App in Polish: Yes
Contact channels: serwis Pekao24, aplikacja mobilna, telefon, osobiście w PUM i POK, listownie
Support hours: dni robocze, 8.00 - 18.00
Support in Polish: Yes
Support in Ukrainian, Russian or English: No
Complaints procedure: Yes

Not checked yet: 4 items

App rating: No data
App in Ukrainian, Russian or English: No data
Automatic regular plan: No data
Fractional shares and ETFs: No data

Safety

No data

Company: Bank Polska Kasa Opieki Spółka Akcyjna
Country: Poland
Founded: 1929
Licence: Komisja Nadzoru Finansowego
Register number: No data
Investor protection: System rekompensat KDPW
Protection limit: 22,000.00 EUR

Licence type: Bank
Polish branch or Polish jurisdiction: Yes
Investor compensation scheme: 22,000.00 EUR
Client assets segregated from the company's own: Yes
Listed or audited company: Yes
Years on the market: 97Operating since 1929
Two-factor login: Yes

Not checked yet: 2 items

Cash deposit guarantee: No data
Regulator fines and incidents: No data

Instrument range

GPW and NewConnect shares: Yes
US exchanges: Yes
European exchanges: Yes
Bonds: Yes
ETFs on the GPW: Yes
Polish IPO subscriptions: Yes

Not checked yet: 1 item

Number of UCITS ETFs: No data

Extras

Doesn't affect the Broksy Score

Interest on cash: 0%
Current promotions: W 2026 r. obniżone prowizje od zleceń na ETF na GPW oraz zleceń w EUR, USD i GBP; rachunek założony online za 0 zł do końca 2026 roku
Demo account: No
Learning materials: cykl filmów Poradnik Inwestycyjny