N26

Name: Broksy Score
Rating: 1.3
Author: Broksy

Upvest Securities GmbHRegulator: Bundesanstalt für Finanzdienstleistungsaufsicht

Annual cost: No data
Broksy Score: 1.3/10Basic10 of 15 confirmed
Tax accounts: IKE: No, IKZE: No, OKI: No data
PIT-8C: No data

Cost for this scenario: 1,000 zł a month · foreign ETFs · regular account.

Data checked 2 October 2026Sources (6)

Who N26 is for

A good fit if

We'll fill this in once the data is verified.

Probably not if

you're looking for an IKE or IKZE account

What makes up the Broksy Score

1.3/10Basic10 of 15 confirmedHow we score

Cost: 0.0
Taxes: 0.0
IKE and IKZE: 0.0
Markets and convenience: 5.0
Safety: 10.0

What it costs

Score 0.0/10

Annual cost in typical scenarios, calculated the same way for every broker.

Starter

1,000 zł a month · foreign ETFs · regular account

No data

Active on the GPW

2,000 zł a month · GPW shares · regular account

No data

Lump sum

50,000 zł one-off · foreign ETFs · regular account

No data

See what you would build up at N26 over the years

Fees and commissions

Fee schedule in force since 1 October 2026

Commission: XETRA: 0% · in a regular plan0.90 EUR · otherwise
Custody: Free
Account maintenance: Free
Withdrawal: Free

Account types

Score 0.0/10

Regular account

Yes

IKE

IKZE

OKI

No data

Foreign shares and ETFs in IKE and IKZE: No
IKE fees no higher than on a regular account: No data

Taxes and documents

Score 0.0/10

No verified data in this part yet.

We have no confirmation yet whether N26 issues PIT-8C.Which brokers issue PIT-8C, and the PIT-38 deadlines

Deposits, withdrawals and account opening

BLIK deposit: No data
Instant transfer: Yes
Account in złoty: No data
Currency sub-accounts: No data
Minimum deposit: No data
Account opening fully online: Yes
Opening with a residence card (karta pobytu): No data
Opening without PESEL or with a non-EU passport: No data

Platform and support

Mobile and web app: No data
App rating: No data
App in Polish: No data
App in Ukrainian, Russian or English: No data
Automatic regular plan: Yes
Fractional shares and ETFs: Yes
Contact channels: No data
Support hours: No data
Support in Polish: No
Support in Ukrainian, Russian or English: No data
Complaints procedure: No data

Safety

Score 10.0/10

Company: Upvest Securities GmbH
Country: Germany
Founded: No data
Licence: Bundesanstalt für Finanzdienstleistungsaufsicht
Register number: No data
Investor protection: Entschädigungseinrichtung der Wertpapierhandelsunternehmen (EdW)
Protection limit: 20,000.00 EUR

Licence type: EU passport
Polish branch or Polish jurisdiction: No data
Investor compensation scheme: 20,000.00 EUR
Cash deposit guarantee: Yes
Client assets segregated from the company's own: Yes
Listed or audited company: No data
Years on the market: No data
Regulator fines and incidents: No data
Two-factor login: No data