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BM mBanku

BM mBanku

mBank S.A.Regulator: Komisja Nadzoru FinansowegoOperating since 1986

Annual cost
180.00 zł
Broksy Score
8.0/10Very good11 of 15 confirmed
Tax accounts
IKE: Yes, IKZE: Yes, OKI: No data
PIT-8C
Yes

Cost for this scenario: 1,000 zł a month · foreign ETFs · regular account.

Data checked 29 September 2026Sources (12)

Who BM mBanku is for

A good fit if

  • you want IKE and IKZE with one broker
  • you want a PIT-8C instead of calculating the tax yourself
  • you need support in Polish

Probably not if

We'll fill this in once the data is verified.

What makes up the Broksy Score

8.0/10Very good11 of 15 confirmedHow we score
Cost
7.5
Taxes
8.5
IKE and IKZE
10.0
Markets and convenience
8.0
Safety
0.0

What it costs

Score 7.5/10

Annual cost in typical scenarios, calculated the same way for every broker.

Starter

1,000 zł a month · foreign ETFs · regular account

180.00 zł

rank 6 of 8

Active on the GPW

2,000 zł a month · GPW shares · regular account

120.00 zł

rank 3 of 13

Lump sum

50,000 zł one-off · foreign ETFs · regular account

195.00 zł

rank 6 of 8

Fees and commissions

Fee schedule in force since 20 March 2026

Commission: GPW
0.39%, min. 5 zł
Commission: US, LSE, XETRA
0.29%, min. 14 zł
Currency conversion: EUR, USD, GBP
0.1%
Custody: GPW
Free · with a portfolio up to 500,000 zł2 × the KDPW fee, waived when commissions paid in the period are higher · a quarter · otherwise
Custody: GPW
Free · with a portfolio up to 5,000,000 zł2 × the KDPW fee, waived when commissions paid in the period are higher · a year · otherwise
Custody: US, LSE, XETRA
Free · with a portfolio up to 1,000,000 zł0.15% a year, reduced by commissions paid in the period · every six months · otherwise
Account maintenance
Free

Account types

Score 10.0/10

Regular account

Yes

IKE

Yes

IKZE

Yes

OKI

No data
Foreign shares and ETFs in IKE and IKZE
Yes
IKE fees no higher than on a regular account
Yes

Taxes and documents

Score 8.5/10
PIT-8C from the broker
Yes
W-8BEN online
No data
Tax treaty rate applied automatically
Yes
Annual tax report
Yes
Trade export to a file
Yes
Tax documents in Polish
Yes

Deposits, withdrawals and account opening

BLIK deposit
No data
Instant transfer
Yes
Account in złoty
Yes
Currency sub-accounts
No
Minimum deposit
0.00 zł
Account opening fully online
Yes
Opening with a residence card (karta pobytu)
No
Opening without PESEL or with a non-EU passport
No

Platform and support

Mobile and web app
Yes
App rating
No data
App in Polish
No data
App in Ukrainian, Russian or English
No data
Automatic regular plan
No data
Fractional shares and ETFs
No data
Contact channels
No data
Support hours
No data
Support in Polish
Yes
Support in Ukrainian, Russian or English
No
Complaints procedure
Yes

Safety

Score 0.0/10
Company
mBank S.A.
Country
Poland
Founded
1986
Licence
Komisja Nadzoru Finansowego
Register number
No data
Investor protection
System rekompensat KDPW
Protection limit
22,000.00 EUR
Licence type
Bank
Polish branch or Polish jurisdiction
Yes
Investor compensation scheme
22,000.00 EUR
Cash deposit guarantee
No data
Client assets segregated from the company's own
Yes
Listed or audited company
No data
Years on the market
No data
Regulator fines and incidents
No data
Two-factor login
No data

Instrument range

GPW and NewConnect shares
Yes
US exchanges
Yes
European exchanges
Yes
Number of UCITS ETFs
No data
ETFs on the GPW
Yes

Extras

Doesn't affect the Broksy Score

No verified data in this part yet.

Alternatives

Annual cost in this scenario: 1,000 zł a month · foreign ETFs · regular account

Trading 212Trading 212
18.00 złFull Trading 212 profile
Trade RepublicTrade Republic
48.00 złFull Trade Republic profile
XTBXTB
60.00 złFull XTB profile

Sources

Every number on this page comes from these documents.

Spotted an error? Write to us and we'll fix the data and log the change.

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