

Freedom24
Freedom Finance Europe LtdRegulator: Cyprus Securities and Exchange Commissionregister no. 275/15Operating since 2013
- Annual cost
- 186.60 zł
- Broksy Score
- 3.7/10Basic53 of 101 facts confirmed
- Tax accounts
- IKE: No, IKZE: No, OKI: No data
- PIT-8C
- No
Cost for this scenario: 1,000 zł a month · foreign ETFs · regular account.
Data checked 11 November 2026Sources (18)
Who Freedom24 is for
Probably not if
- you're looking for an IKE or IKZE account
- you don't want to calculate the tax yourself
What makes up the Broksy Score
3.7/10BasicA source confirms 14 of the 15 answers the score is built fromHow we score- Cost
- 4.5
- Taxes
- 4.0
- IKE and IKZE
- 0.0
- Markets and convenience
- 7.5
- Safety
- 0.0
What it costs
Score 4.5/10Annual cost in typical scenarios, calculated the same way for every broker.
Starter
1,000 zł a month · foreign ETFs · regular account
rank 9 of 15
Active on the GPW
2,000 zł a month · GPW shares · regular account
rank 16 of 18
Lump sum
50,000 zł one-off · foreign ETFs · regular account
rank 14 of 15
Fees and commissions
Fee schedule in force since 19 August 2026
- Commission: XETRA, US, LSE, EURONEXT, SIX
- 0% · in a regular plan0.5% + 1.20 EUR + 0.012 EUR per share · otherwise
- Custody
- Free
- Account maintenance
- Free
- Withdrawal
- 7 EUR
- Commission: GPW
- 0.5% + 1.20 EUR + 0.012 EUR per share
- Currency conversion: EUR
- 0.5135%checked by hand in the broker's app on 6 Oct 2026
Account types
Score 0.0/10Regular account
YesIKE
NoIKZE
NoOKI
No data- Foreign shares and ETFs in IKE and IKZE
- No
- Accepts IKE transfers in
- No
- Regular plan in IKE
- No
Not checked yet: 1 item
- IKE fees no higher than on a regular account
- No data
Taxes and documents
Score 4.0/10- PIT-8C from the broker
- No
- W-8BEN online
- Yes
- Annual tax report
- Yes
Not checked yet: 2 items
- Trade export to a file
- No data
- Tax documents in Polish
- No data
Freedom24 does not issue PIT-8C: you work out income and costs for PIT-38 yourself.Which brokers issue PIT-8C, and the PIT-38 deadlines
Deposits, withdrawals and account opening
- BLIK deposit
- Yes
- Free card deposit
- No
- Account in złoty
- Yes
- Account opening fully online
- Yes
Not checked yet: 5 items
- Instant transfer
- No data
- Currency sub-accounts
- No data
- Minimum deposit
- No data
- Opening with a residence card (karta pobytu)
- No data
- Opening without PESEL or with a non-EU passport
- No data
Platform and support
- Mobile and web app
- Yes
- App in Polish
- Yes
- App in Ukrainian, Russian or English
- Yes
- Automatic regular plan
- Yes
- Order types
- Yes
- Contact channels
- zgłoszenie (panel w przeglądarce i aplikacja), czat ze specjalistą w aplikacji; poza godzinami pracy asystent AI na czacie
- Support hours
- w dni robocze, w godzinach pracy (godzin nie podano); poza godzinami pracy asystent AI na czacie
- Support in Polish
- No
- Support in Ukrainian, Russian or English
- Yes
- Complaints procedure
- Yes
Not checked yet: 2 items
- App rating
- No data
- Fractional shares and ETFs
- No data
Safety
Score 0.0/10- Company
- Freedom Finance Europe Ltd
- Country
- Cyprus
- Founded
- 2013
- Licence
- Cyprus Securities and Exchange Commission
- Register number
- 275/15
- Investor protection
- Investor Compensation Fund (CySEC)
- Protection limit
- 20,000.00 EUR
- Licence type
- EU passport
- Polish branch or Polish jurisdiction
- No
- Investor compensation scheme
- 20,000.00 EUR
- Cash deposit guarantee
- No
- Client assets segregated from the company's own
- Yes
- Listed or audited company
- Yes
- Years on the market
- 13Operating since 2013
- Two-factor login
- Yes
Not checked yet: 1 item
- Regulator fines and incidents
- No data
Instrument range
- GPW and NewConnect shares
- Yes
- US exchanges
- Yes
- European exchanges
- Yes
Not checked yet: 2 items
- Number of UCITS ETFs
- No data
- ETFs on the GPW
- No data
Extras
Doesn't affect the Broksy Score- Margin trading
- Yes
Not checked yet: 2 items
- Interest on cash
- No data
- CFDs offered
- No data
Alternatives
Annual cost in this scenario: 1,000 zł a month · foreign ETFs · regular account
Sources
Every number on this page comes from these documents.
- freedom24.com/faq/13100-how-do-i-contact-the-customer-service-teamVerified 11 November 2026
- freedom24.com/download/documents/1188/General_Terms_of_Business_01072026Verified 9 November 2026
- freedom24.com/faq/13006-how-to-deposit-fundsVerified 9 November 2026
- freedom24.com/faq/13386-what-documents-required-verificationNot verified yet
- freedom24.com/download/documents/1203/Appendix_6_Fee_Schedule_19082026Verified 2 November 2026
- freedom24.com/download/documents/255/Best_Execution_PolicyVerified 2 November 2026
- freedom24.com/js/i18n/i18n.en.jsVerified 2 November 2026
- freedom24.com/download/documents/264/Appendix_4_Investor_Compensation_Fund_15032024Verified 2 November 2026
- www.knf.gov.pl/knf/pl/komponenty/img/IKE_062026wwwkor16092026_99571.xlsxVerified 2 November 2026
- www.knf.gov.pl/knf/pl/komponenty/img/IKZE_062026www_kor09092026_99572.xlsxVerified 2 November 2026
- freedom24.com/aboutVerified 6 October 2026
- www.knf.gov.pl/podmioty/Podmioty_rynku_kapitalowego/Firmy_inwestycyjne_i_Agenci_firm_inwestycyjnych/notyfikowane_firmy_inwestycyjne_oddzialyVerified 6 October 2026
- freedom24.com/faq/13096-how-to-open-an-account-as-an-individualVerified 6 October 2026
- freedom24.com/faq/12986-brief-overview-of-our-trading-platformVerified 6 October 2026
- freedom24.com/news/21139-freedom24-introduces-blik-deposits-for-polish-clientsVerified 29 September 2026
- freedom24.com/news/22914-freedom24-access-warsaw-stock-exchangeVerified 29 September 2026
- freedom24.com/faq/17054-how-settle-tax-investment-freedom24-in-polandVerified 29 September 2026
- freedom24.com/faq/13086-what-is-a-w-8ben-formVerified 29 September 2026
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