Broksy
Account
EN
eToro

eToro

eToro (Europe) LimitedRegulator: Cyprus Securities and Exchange Commissionregister no. 109/10

Annual cost
120.00 zł
Broksy Score
4.2/10Basic62 of 103 facts confirmed
Tax accounts
IKE: No, IKZE: No, OKI: No data
PIT-8C
No data

Cost for this scenario: 1,000 zł a month · foreign ETFs · regular account.

Data checked 11 November 2026Sources (20)

Who eToro is for

Probably not if

  • you'd rather use a broker without CFDs
  • you're looking for an IKE or IKZE account
  • you buy in foreign currencies with złoty: FX is the main cost here

What makes up the Broksy Score

4.2/10BasicA source confirms 13 of the 15 answers the score is built fromHow we score
Cost
7.0
Taxes
4.0
IKE and IKZE
0.0
Markets and convenience
5.0
Safety
No data

What it costs

Score 7.0/10

Annual cost in typical scenarios, calculated the same way for every broker.

Starter

1,000 zł a month · foreign ETFs · regular account

120.00 zł

rank 5 of 15

Lump sum

50,000 zł one-off · foreign ETFs · regular account

500.00 zł

rank 13 of 15

We can’t work out the cost in 1 scenario. Instrument unavailable.
Active on the GPW2,000 zł a month · GPW shares · regular account
instrument unavailable
See what you would build up at eToro over the years

Fees and commissions

Fee schedule in force since 28 September 2026

Commission: XETRA, US
0% · ETFs0% · in a regular plan
Inactivity fee
Free
Withdrawal
5 USD
Custody
Free
Account maintenance
Free
Currency conversion: EUR, USD
1%
Commission: GPW
not offered

Account types

Score 0.0/10

Regular account

Yes

IKE

No

IKZE

No

OKI

No data
Foreign shares and ETFs in IKE and IKZE
No
Accepts IKE transfers in
No
Regular plan in IKE
No
Not checked yet: 1 item
IKE fees no higher than on a regular account
No data

Taxes and documents

Score 4.0/10
W-8BEN online
Yes
Annual tax report
Yes
Trade export to a file
Yes
Tax documents in Polish
No
Not checked yet: 1 item
PIT-8C from the broker
No data

We have no confirmation yet whether eToro issues PIT-8C.Which brokers issue PIT-8C, and the PIT-38 deadlines

Deposits, withdrawals and account opening

Instant transfer
Yes
Free card deposit
Yes
Account in złoty
No
Currency sub-accounts
Yes
Withdrawal time
three to five days
Minimum deposit
50.00 USD
Account opening fully online
Yes
Not checked yet: 3 items
BLIK deposit
No data
Opening with a residence card (karta pobytu)
No data
Opening without PESEL or with a non-EU passport
No data

Platform and support

Mobile and web app
Yes
App in Polish
Yes
App in Ukrainian, Russian or English
Yes
Automatic regular plan
Yes
Fractional shares and ETFs
Yes
Order types
Yes
Contact channels
sekcja pomocy na platformie; dział obsługi klienta na stronie internetowej
Support in Polish
No
Support in Ukrainian, Russian or English
Yes
Complaints procedure
Yes
Not checked yet: 2 items
App rating
No data
Support hours
No data

Safety

No data
Company
eToro (Europe) Limited
Country
Cyprus
Founded
No data
Licence
Cyprus Securities and Exchange Commission
Register number
109/10
Investor protection
Cypryjski Fundusz Rekompensat dla Inwestorów (ICF)
Protection limit
20,000.00 EUR
Licence type
EU passport
Polish branch or Polish jurisdiction
No
Investor compensation scheme
20,000.00 EUR
Client assets segregated from the company's own
Yes
Listed or audited company
Yes
Lending of client securities
Only with the client's consent
Two-factor login
Yes
Not checked yet: 3 items
Cash deposit guarantee
No data
Years on the market
No data
Regulator fines and incidents
No data

Instrument range

GPW and NewConnect shares
No
US exchanges
Yes
European exchanges
Yes
ETFs on the GPW
No
Not checked yet: 1 item
Number of UCITS ETFs
No data

Extras

Doesn't affect the Broksy Score
CFDs offered
Yes
Crypto
Yes
Margin trading
Yes
Demo account
Yes
Learning materials
etoro Academy: bezpłatne kursy, podcasty i webinary
Not checked yet: 1 item
Interest on cash
No data

Alternatives

Annual cost in this scenario: 1,000 zł a month · foreign ETFs · regular account

Trading 212Trading 212
18.00 zł
Compare with Trading 212 Full Trading 212 profile
Trade RepublicTrade Republic
48.00 zł
Compare with Trade Republic Full Trade Republic profile
XTBXTB
60.00 zł
Compare with XTB Full XTB profile

Sources

Every number on this page comes from these documents.

Spotted an error? Write to us and we'll fix the data and log the change.

eToro

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Rank 18 of 25 in the Broksy Score ranking

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Kontrakty CFD są złożonymi instrumentami i wiążą się z wysokim ryzykiem szybkiej utraty pieniędzy z powodu dźwigni finansowej. 55% kont inwestorów detalicznych traci pieniądze podczas handlu kontraktami CFD u tego dostawcy. Powinieneś zastanowić się, czy rozumiesz, jak działają kontrakty CFD i czy możesz sobie pozwolić na podjęcie wysokiego ryzyka utraty swoich pieniędzy.

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