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DEGIRO

DEGIRO

flatexDEGIRO Bank SERegulator: Bundesanstalt für Finanzdienstleistungsaufsicht

Annual cost
168.50 zł
Broksy Score
4.3/10Basic13 of 15 confirmed
Tax accounts
IKE: No, IKZE: No, OKI: No data
PIT-8C
No data

Cost for this scenario: 1,000 zł a month · foreign ETFs · regular account.

Data checked 29 September 2026Sources (15)

Who DEGIRO is for

A good fit if

We'll fill this in once the data is verified.

Probably not if

  • you're looking for an IKE or IKZE account

What makes up the Broksy Score

4.3/10Basic13 of 15 confirmedHow we score
Cost
6.3
Taxes
4.0
IKE and IKZE
0.0
Markets and convenience
4.0
Safety
10.0

What it costs

Score 6.3/10

Annual cost in typical scenarios, calculated the same way for every broker.

Starter

1,000 zł a month · foreign ETFs · regular account

168.50 zł

rank 5 of 8

Active on the GPW

2,000 zł a month · GPW shares · regular account

264.00 zł

rank 12 of 13

Lump sum

50,000 zł one-off · foreign ETFs · regular account

24.07 zł

rank 2 of 8

Fees and commissions

Fee schedule in force since 1 January 2026

Commission: GPW
1 zł · shares2 EUR · ETFs
Commission: US
1 EUR · shares2 EUR · ETFs
Commission: XETRA, LSE, EURONEXT, SIX
3.90 EUR · shares2 EUR · ETFs
Order fee: GPW
10 zł · shares1 EUR · otherwise
Order fee: US, XETRA, LSE, EURONEXT, SIX
1 EUR
Currency conversion: EUR
Free
Currency conversion: USD, GBP, CHF
0.25%
Custody
Free
Account maintenance: GPW
Free
Account maintenance: XETRA
2.50 EUR, at most 0.25% of the account value · a year
Account maintenance: US
2.50 EUR, at most 0.25% of the account value · a year
Account maintenance: LSE
2.50 EUR, at most 0.25% of the account value · a year
Account maintenance: EURONEXT
2.50 EUR, at most 0.25% of the account value · a year
Account maintenance: SIX
2.50 EUR, at most 0.25% of the account value · a year
Inactivity fee
Free
Withdrawal
Free

Account types

Score 0.0/10

Regular account

Yes

IKE

No

IKZE

No

OKI

No data
Foreign shares and ETFs in IKE and IKZE
No
IKE fees no higher than on a regular account
No data

Taxes and documents

Score 4.0/10
PIT-8C from the broker
No data
W-8BEN online
Yes
Annual tax report
Yes
Trade export to a file
Yes
Tax documents in Polish
No data

Deposits, withdrawals and account opening

BLIK deposit
No
Instant transfer
No
Account in złoty
No
Currency sub-accounts
Yes
Minimum deposit
0.05 zł
Account opening fully online
Yes
Opening with a residence card (karta pobytu)
No data
Opening without PESEL or with a non-EU passport
No data

Platform and support

Mobile and web app
Yes
App rating
No data
App in Polish
No data
App in Ukrainian, Russian or English
No data
Automatic regular plan
No data
Fractional shares and ETFs
No
Contact channels
No data
Support hours
No data
Support in Polish
No
Support in Ukrainian, Russian or English
Yes
Complaints procedure
No data

Safety

Score 10.0/10
Company
flatexDEGIRO Bank SE
Country
Germany
Founded
No data
Licence
Bundesanstalt für Finanzdienstleistungsaufsicht
Register number
No data
Investor protection
Niemiecki Program Ochrony Inwestorów
Protection limit
20,000.00 EUR
Licence type
EU passport
Polish branch or Polish jurisdiction
No data
Investor compensation scheme
20,000.00 EUR
Cash deposit guarantee
Yes
Client assets segregated from the company's own
Yes
Listed or audited company
No data
Years on the market
No data
Regulator fines and incidents
No data
Two-factor login
Yes

Instrument range

GPW and NewConnect shares
Yes
US exchanges
Yes
European exchanges
Yes
Number of UCITS ETFs
No data
ETFs on the GPW
No data

Extras

Doesn't affect the Broksy Score

No verified data in this part yet.

Alternatives

Annual cost in this scenario: 1,000 zł a month · foreign ETFs · regular account

Trading 212Trading 212
18.00 złFull Trading 212 profile
Trade RepublicTrade Republic
48.00 złFull Trade Republic profile
XTBXTB
60.00 złFull XTB profile

Sources

Every number on this page comes from these documents.

Spotted an error? Write to us and we'll fix the data and log the change.

Report an error
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