DEGIRO

Name: Broksy Score
Rating: 4.3
Author: Broksy

flatexDEGIRO Bank SERegulator: Bundesanstalt für Finanzdienstleistungsaufsicht

Annual cost: 169.66 zł
Broksy Score: 4.3/10Basic71 of 111 facts confirmed
Tax accounts: IKE: No, IKZE: No, OKI: No data
PIT-8C: No data

Cost for this scenario: 1,000 zł a month · foreign ETFs · regular account.

Data checked 9 November 2026Sources (28)

Who DEGIRO is for

Probably not if

you're looking for an IKE or IKZE account

What makes up the Broksy Score

4.3/10BasicA source confirms 14 of the 15 answers the score is built fromHow we score

Cost: 6.3
Taxes: 4.0
IKE and IKZE: 0.0
Markets and convenience: 4.0
Safety: 10.0

What it costs

Score 6.3/10

Annual cost in typical scenarios, calculated the same way for every broker.

Starter

1,000 zł a month · foreign ETFs · regular account

169.66 zł

rank 6 of 15

Active on the GPW

2,000 zł a month · GPW shares · regular account

264.00 zł

rank 17 of 18

Lump sum

50,000 zł one-off · foreign ETFs · regular account

24.24 zł

rank 2 of 15

See what you would build up at DEGIRO over the years

Fees and commissions

Fee schedule in force since 1 January 2026

Commission: GPW: 1 zł · shares2 EUR · ETFs
Commission: US: 1 EUR · shares2 EUR · ETFs
Commission: XETRA, LSE, EURONEXT, SIX: 3.90 EUR · shares2 EUR · ETFs
Order fee: GPW: 10 zł · shares1 EUR · otherwise
Order fee: US, XETRA, LSE, EURONEXT, SIX: 1 EUR
Currency conversion: EUR: Free
Currency conversion: USD, GBP, CHF: 0.25%
Custody: Free
Account maintenance: GPW: Free
Account maintenance: XETRA: 2.50 EUR, at most 0.25% of the account value · a year
Account maintenance: US: 2.50 EUR, at most 0.25% of the account value · a year
Account maintenance: LSE: 2.50 EUR, at most 0.25% of the account value · a year
Account maintenance: EURONEXT: 2.50 EUR, at most 0.25% of the account value · a year
Account maintenance: SIX: 2.50 EUR, at most 0.25% of the account value · a year
Inactivity fee: Free
Withdrawal: Free

Account types

Score 0.0/10

Regular account

Yes

IKE

IKZE

OKI

No data

Foreign shares and ETFs in IKE and IKZE: No
Accepts IKE transfers in: No
Regular plan in IKE: No

Not checked yet: 1 item

IKE fees no higher than on a regular account: No data

Taxes and documents

Score 4.0/10

W-8BEN online: Yes
Annual tax report: Yes
Trade export to a file: Yes

Not checked yet: 2 items

PIT-8C from the broker: No data
Tax documents in Polish: No data

We have no confirmation yet whether DEGIRO issues PIT-8C.Which brokers issue PIT-8C, and the PIT-38 deadlines

Deposits, withdrawals and account opening

BLIK deposit: No
Instant transfer: No
Free card deposit: No
Account in złoty: No
Currency sub-accounts: Yes
Minimum deposit: 0.05 zł
Account opening fully online: Yes
Child or joint account: No

Not checked yet: 2 items

Opening with a residence card (karta pobytu): No data
Opening without PESEL or with a non-EU passport: No data

Platform and support

Mobile and web app: Yes
App in Ukrainian, Russian or English: Yes
Automatic regular plan: No
Fractional shares and ETFs: No
Order types: Yes
Contact channels: e-mail (klienci@degiro.pl); telefon (+49 69 5060419 50)
Support hours: Telefon: dni robocze 8:00–17:00; e-mail: całą dobę, 7 dni w tygodniu
Support in Polish: No
Support in Ukrainian, Russian or English: Yes
Complaints procedure: Yes

Not checked yet: 2 items

App rating: No data
App in Polish: No data

Safety

Score 10.0/10

Company: flatexDEGIRO Bank SE
Country: Germany
Founded: No data
Licence: Bundesanstalt für Finanzdienstleistungsaufsicht
Register number: No data
Investor protection: Niemiecki Program Ochrony Inwestorów
Protection limit: 20,000.00 EUR

Licence type: EU passport
Investor compensation scheme: 20,000.00 EUR
Cash deposit guarantee: Yes
Client assets segregated from the company's own: Yes
Listed or audited company: Yes
Two-factor login: Yes

Not checked yet: 3 items

Polish branch or Polish jurisdiction: No data
Years on the market: No data
Regulator fines and incidents: No data

Instrument range

GPW and NewConnect shares: Yes
US exchanges: Yes
European exchanges: Yes
Bonds: Yes
ETFs on the GPW: Yes

Not checked yet: 1 item

Number of UCITS ETFs: No data

Extras

Doesn't affect the Broksy Score

Interest on cash: 0%
Current promotions: Zwrot opłat transakcyjnych do 100 EUR dla nowych klientów, którzy aktywują rachunek przed 1 grudnia 2026 r.
CFDs offered: No
Crypto: No
Margin trading: Yes
Demo account: No
Learning materials: Akademia Inwestorów: centrum wiedzy o tym, jak działa inwestowanie, o produktach i strategiach